New construction in Brock Township

A builder home in the villages carries Tarion's warranty: workmanship and materials for one year, water penetration and the major systems for two, major structural defects for seven, running from the first occupancy date and passing to later owners. The builder must hold a licence from the Home Construction Regulatory Authority, and you can check that before you sign. HST is charged on a new home sold by a builder; the new housing rebates, federal and provincial, are normally assigned to the builder and netted off the price provided you or an immediate family member will live there, and an investor who rents it out may have to repay them, though a separate rental rebate exists. Confirm the lot has Region water and sewer, ask whether the township has taken over the street yet, and get the builder's grading and sod schedule in writing, since new streets in Beaverton can wait a season for both.

The one-to-five-year-old resale is often the best value on this page. The first owner has lived through the builder's deficiencies, the basement may be finished with a permit, the fence and the driveway are in, and an occupied home sold on as a resale carries no HST. Ask whether the Tarion enrolment was completed, whether any warranty claims were filed, and which finishes were upgrades. A custom house along a concession or a rebuilt Lake Simcoe cottage follows different rules: Tarion still applies when a licensed builder put it up, but an owner-built house may carry no warranty at all. Check the permits for the well and the septic, the occupancy permit, and for lake lots, the conservation authority permit and the setback under the Lake Simcoe Protection Plan. Where a driveway crosses a neighbour's land or a road allowance, confirm the access agreement is registered.