Freehold or condominium, and what each costs you
The monthly fee is the visible difference, but the real one is who fixes what. In a condo row, the corporation replaces roofs, windows and driveways from a reserve fund you pay into, and the status certificate is required reading; a well-run complex on Harwood or Westney can be a very calm way to own. In a freehold row you own the roof and the walls and the neighbours own theirs, so a bad roof next door is not your problem but yours is not shared either. Many north-end freehold towns carry a POTL charge covering a rear lane or the visitor spaces, which is smaller than a condo fee but real. Look at the end-unit premium, the number of stairs in a three-storey plan, where the garage sits and whether the third bedroom is a proper room or a loft. Then ask the team what each complex has actually been selling for.














































